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We provide
mobile
phone insurance for individuals and business either for
single gadgets, three or five or ten gadgets to save you money. Our
professional service is ideal for insuring
mobile
phones, etc.
If you are planning to
go on a trip or holiday it is vital to have some form of insurance in
place, which gives you a piece of mind.
Our mission is to
ensure that you are protected for your gadgets and gizmos which are in
use everyday. The insurance policy will enable you to get back to
normality in the least amount of time.
This vital insurance
policy has the following protection:
·
Speedy
claims handling
·
Fraudulent calls protection
·
Offers no
claims bonus after 1 or 3 years
·
Automatically extends the units warranty to up to 5 years
·
Covers
against loss as well as theft of mobile phones and other gadgets
·
Covers
accidental damage including water damage
The insurance policy
specifically covers the need of consumers when buying expensive
electronic and well sought after equipment. What gadgets do we cover:
A lot of these devices
are subject to theft and / or easily damaged and contrary to popular
belief it is often not possible to add these products to your home,
business or car insurance. Even when they are included, more often than
not the excess (the initial fee paid up front on any claim by the
claimant to the insurer) is generally too high to make the claim worth
while. Also, your home, business or car insurance company will not
specialise in this very important field of cover alone and it could take
months to settle a claim and receive a replacement (which may be
different from your original phone). Further, once a claim is settled
with your home, business or car insurance company renewal premiums may
rise and cost you even more money.
This insurance policy
is credited for a swift and efficient service and the ability to meet
speedy claims handling.
We have heard of many
customers dissatisfied with their existing insurance company when it
comes to pay out claims. This insurance policy is from an independent
insurer who specialises in a comprehensive low cost policy.
You should always try
to keep you electronic gadgets safe. There are some tips you can take to
help ensure you do not become a victim of theft:
·
Always
keep you gadgets out of sight, in your pocket or closed handbag or
locked glove compartment when in a public place.
·
Avoid
using your gadgets in parks, while walking or isolated dark places.
·
Never
leave your gadgets unattended and in view, especially in your car.
·
Property
marking of your gadgets and SIM locking of your phone are also useful
measures in the fight against theft.
In the event of a
claim you must:
-
Report the theft/loss of the gadget to the police within 24 hours of
discover
-
Report the theft/loss of the mobile to your service provider within
12 hours of discover and get the handset black listed
-
Notify Supercoverinsurance .com as soon as possible but in any event
within 48 hours of discover
-
If you claim relates to a fault with the gadget, you gadget must be
provided.
Are you worried about
losing your
mobile phone:
-
You will not be able to call home or friends
-
You will not be able to receive your SMS or text messages
-
What happens if there is an emergency?
The SimplySwitch.com
comparison site carried out a survey in June 2007. It may seem that
mobile
phone users lose 855,000 handsets while going to the toilet.
Further fact, 4.5 million
mobile phones result in being damaged
or lost within a year.
Karen Darby, from
SimplySwitch.com, comments:
“Of the 18 million new handsets bought in the UK every year,
roughly 4.5 million will end up lost or damaged. With handsets now
costing up to £400, and people often opting out of the insurance
package, there’s more reason than ever to look after your mobile.”
Other eventualities
are:
It’s amazing, the
survey reveals that a quarter of handsets were lost or damaged.
Mobile
phone users flush away £342 million handsets.
Karen Darby says: “With
at least three quarters of the UK population now owning a mobile phone,
we really are a nation that loves to talk. Because most people now rely
on their mobile to stay in touch, it’s a good idea to keep a copy of
your phone numbers on a computer or spare sim card. That way, if your
mobile goes missing, all is not lost. As phones continue to shrink in
size, they also become easier to lose, so people need to take extra
care.”
Useful Numbers
If
mobile
phone users need further information, the customers care
numbers are:
From your handset these
numbers are:
-
Orange 150
-
Vodafone 191
-
T-mobile 150
-
Virgin Mobile 789
-
Three 333
In the case you mislay
or lose your
mobile phone keep your serial
number handy. The serial or IMEI number can be obtained by typing *#06#
into your mobile keypad. By doing this the police can trace the phone
and the operator can bar the handset.
A number to keep
available is 08701 123 123, this phone number will enable you to report
your stolen or lost handset to any UK network.
If unfortunately you
lose your handset or it is stolen, you will need to contact the service
provider first and the police second, normally within 24 hours of the
incident occurring. This will enable the service provider to bar
your phone and the SIM card.
UK mobile
phone & gadget insurance independent comments for your
guidance:
Electronic gadgets have
now become an integrated part of our lives, it may be good or bad
depending on each individuals outlook. If you have a contract
mobile
phone or smart phone, or PDA a sudden loss, damage, or
theft can be a huge inconvenience and worst still a loss of an expensive
gadget that was subsidised to you upon a purchase. Full cost now to
replace will most likely be expensive and depending on model can run
into hundreds of pounds. Even if you have a Pay as You Go phone
Mobile
Phone insurance is worth a consideration. Often retailers
will convince you to take their own insurance policy cover as a captive
customer, for
mobile phones, smart phones, and PDA'a.
But you have a choice to seek an independent policy with potentially
more comprehensive features for gadgets insurance. Compare policies and
look at the features and exclusions, how quickly will replacement be, is
the claims process complex and prohibitive. Gadgets insurance for
mobile phones, smart phones, and PDA'a has only a real intrinsic
value if you make a valid claim, and you seek a prompt remedy upon a
claim on your insurance policy.
A unique aspect of
gadgets insurance ( i.e.
mobile phone cover, PDA cover,
smart
phones cover, Mp3 cover, MP4 media players cover, Laptop
cover, games console cover), cover does not depend on gender,
age, occupation, if you are employed or out of work, with simple
under-writing procedure for gizmo life style insurance. Therefore,
making policies accessible easily to most of the public who seek
insurance cover, whether for business or personal use
Fraudulent claims for
mobile
phone insurance cover is temptation to be avoided,
policies will be cancelled and such an event would be shared with other
insurers, and possible credit agencies. If in doubt when claiming for
mobile
phone insurance, PDA insurance,
smart phone
insurance, laptop
insurance, MP3, MP4 players, games insurance
etc. then all material facts should be disclosed honestly, if in doubt
there is no harm in running details fully upon claims with the insurance
company
A clear benefit
especially when you have a contract for gadgets insurance ( i.e.
mobile
phone, PDA, Smart phones) is not only the risk of
i.e. of loss, damage, theft but also fraudulent use of your phone, there
has been cases where such phones have been used for not only local but
international calls notching up huge bills.
There is now an
increasing benefit of insuring life style gadgets as multiple policy,
both for business and personal electronic items. |